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Florida Southeast Realty

Buyer Decision Tools

Compare the home—and the real cost of owning it.

Test monthly-cost and affordability scenarios with the Florida expenses that matter, then compare homes side-by-side before deciding what deserves a showing.

Build a Florida ownership estimate

Include the costs generic mortgage calculators often miss.

Down payment: $120,000. Enter quotes or known property costs whenever available.

Estimated true monthly cost

$4,584

Estimated loan amount: $480,000

Principal & interest$3,034
Estimated property taxes$900
Homeowners insurance$650
Flood insurance$0
HOA / condo fees$0
CDD / other assessments$0
Estimated PMI$0

Planning estimate only. Taxes, insurance, flood coverage, assessments, PMI, rates, and lender terms must be independently verified.

Keep the scenario

Want Roque to review these numbers?

Send the current assumptions to Florida Southeast Realty. We can flag property costs worth verifying, compare homes, or help narrow the search.

Current scenario: $600,000 purchase; 20% down; 6.5% rate; 30-year term; $0/mo HOA; $650/mo insurance; $0/mo flood estimate.

Turn the numbers into a home search

See homes that fit the budget you just worked through.

Open current BeachesMLS inventory, refine the search, then save it for new listings and price changes.